Add Value to Your Coverage by Taking Advantage of the Pool’s Free Training

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Typical insurance companies don’t provide free training as part of their coverage. The Pool is different. We offer free training because unlike private insurance companies, our goal is to charge you less.

The best way we can achieve that goal together is by providing services that allow you to reduce your risks. Training is the best way to do that because it empowers employees at every level of a district to do their jobs safely.

Despite that, it can often be easy to dismiss the value of training because the benefits are long term. If safety training does its job, nothing happens, and it can be harder to recognize the benefit.

So how exactly does training help reduce operational and insurance coverage costs? Our partners at TargetSolutions have helped us put together this information, which demonstrates specifically just how training can help you cut costs.

Workplace Fatalities

Fatal Four

While there are many deadly hazards in any workplace, the “Fatal Four” are the most common sources of deaths on the job. Eliminating these alone would save more than 400 lives a year nationwide.


  • Electrical Safety
  • Hazard Communication
  • NFPA Ground Ladders*

* Only available in the paid Fire/EMS version of TargetSolutions

Occupational Injury Spending

Occupational Injury SpendingBusinesses spend more than $170 billion a year on costs associated with occupational injuries and illnesses. Workplaces that establish safety and health management systems can reduce those costs by up to 40 percent!


  • Back Injury Prevention
  • Risk Assessment Analysis
  • Many, many more…


Slips, Trips, and Falls

Slips Trips and FallsThe National Safety Council estimates that workers’ compensation and medical costs associated with employee slip and fall accidents are approximately $70 billion per year.


  • Fall Protection
  • NFPA Ground Ladders *
  • Slips, Trips, & Falls Prevention

* Only available in the paid Fire/EMS version of TargetSolutions

Ergonomics Injuries

Ergonomic InjuriesThe US Bureau of Labor Statistics reports that there are 650,000 work-related musculoskeletal conditions diagnosed annually, costing employers $20 billion a year in workers’ compensation and medical insurance costs.


  • General Office Ergonomics
  • Back Injury Prevention
  • Office Safety


Workplace Discrimination

Workplace DiscriminationIn 2013, there were more than 93,000 charges of workplace discrimination. While this is a downward trend, it is still an endemic problem nationwide.


  • Sexual Harassment Awareness
  • Ethics in the Workplace
  • Preventing Workplace Discrimination

Days Missed Due to Illness

Days Missed Due to IllnessTen million days per year are lost due to work-related health issues, including stress, depression, and anxiety. According to the CDC, one bout of stress-induced depression can cost a worker 11.5 days of productivity and directly result in 4.8 days of missed work.


  • Alcohol-Free Workplace
  • Health & Wellness
  • Workplace Stress


EnrollReducing these losses is one of our main goals. That’s why our Training Centers are free for all members. (Specialty Fire/EMS training does require an additional cost, but the basic safety suite is available to Fire/EMS districts at no cost.)

You can start maximizing the value of our free training and reducing your coverage costs by logging into the Training Center today on our website at

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