Tag Archives: coverage

Ask the Experts: What is Business Income coverage?

The CSD Pool includes up to $250,000 for Business Income including Extra Expense/Rental Income for a covered loss. Business Income will pay for net profit or net income that would usually be earned by normal operations had there not been a loss, including payroll.

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Ask the Experts: Covenant Enforcement

Members must disclose their participation in covenant enforcement for underwriting purposes and remit a nominal charge based on the number of homes. This allows us to provide coverage for any unforeseen risks involved with this type of exposure without having to raise rates for every member.

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Board Member Coverage 101

Workers’ Compensation laws require that you carry coverage for your board members, but there are caveats that most people are not aware of.

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Ask the Experts: Excluded Property Coverage

Insurance topics can be confusing, so our experts tackle a couple of common questions about excluded property features such as ponds, parking lots, paved areas, underground pipes, and more.

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Property & Liability 2017 Renewal Details

Here’s a breakdown of all the changes in our Property and Liability renewals for 2017.

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Ready For Takeoff: The Rise of the Drones

Not long ago, the idea of the skies being filled with flying robots capable of conducting detailed and varied tasks would have sounded like science fiction.

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Safeguarding Against Spring Thaw Flooding and Storm Damage

Spring is now officially here, and as the warmer weather settles in to stay, the winter season’s snow can melt rapidly, pushing rivers and streams to the brink and dramatically increasing the risk of flooding.

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Flood Coverage: What Is and Isn’t Covered?

Historic flooding in September 2013 caused massive damage to property and sparked a number of questions about the Pool’s Flood coverage. With another possible flood season looming, it’s time to think about flood coverage.

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Are you Covered for Boiler & Machinery/Equipment Breakdown Losses?

Have you ever wondered what Boiler & Machinery coverage is? Does your district need this coverage? Here are some examples of losses that would usually be covered under this often-misunderstood coverage.

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