Tag Archives: coverage

Ask the Experts: Covenant Enforcement

Members must disclose their participation in covenant enforcement for underwriting purposes and remit a nominal charge based on the number of homes. This allows us to provide coverage for any unforeseen risks involved with this type of exposure without having to raise rates for every member.

Posted in Coverage | Also tagged , , Comments Off on Ask the Experts: Covenant Enforcement

Board Member Coverage 101

Workers’ Compensation laws require that you carry coverage for your board members, but there are caveats that most people are not aware of.

Posted in Coverage, Member Services, Risk Management | Also tagged , Comments Off on Board Member Coverage 101

Ask the Experts: Excluded Property Coverage

Insurance topics can be confusing, so our experts tackle a couple of common questions about excluded property features such as ponds, parking lots, paved areas, underground pipes, and more.

Posted in Coverage | Also tagged , Comments Off on Ask the Experts: Excluded Property Coverage

Property & Liability 2017 Renewal Details

Here’s a breakdown of all the changes in our Property and Liability renewals for 2017.

Posted in Coverage, Member Services, Pool Updates | Also tagged , , , Comments Off on Property & Liability 2017 Renewal Details

Ready For Takeoff: The Rise of the Drones

Not long ago, the idea of the skies being filled with flying robots capable of conducting detailed and varied tasks would have sounded like science fiction.

Posted in Coverage | Also tagged , , , Comments Off on Ready For Takeoff: The Rise of the Drones

Workers’ Compensation Being Stretched Thin by Obesity Epidemic

Over the past 20 years, there has been a dramatic increase in obesity in the United States. The economic consequences are severe. The estimated annual medical cost of obesity in the U.S. was $147 billion in 2008 (the most recent year that data is available from the CDC). On an individual level, medical costs for obese people were $1,429 higher on average than those of normal weight.

Posted in Coverage, Human Resources, Loss Prevention, Safety | Also tagged , , , , , Comments Off on Workers’ Compensation Being Stretched Thin by Obesity Epidemic

Safeguarding Against Spring Thaw Flooding and Storm Damage

Spring is now officially here, and as the warmer weather settles in to stay, the winter season’s snow can melt rapidly, pushing rivers and streams to the brink and dramatically increasing the risk of flooding.

Posted in Coverage, Loss Prevention, Member Services | Also tagged , , , , , , , , Comments Off on Safeguarding Against Spring Thaw Flooding and Storm Damage

Flood Coverage: What Is and Isn’t Covered?

Historic flooding in September 2013 caused massive damage to property and sparked a number of questions about the Pool’s Flood coverage. With another possible flood season looming, it’s time to think about flood coverage.

Posted in Coverage, Member Services | Also tagged , , , , , Comments Off on Flood Coverage: What Is and Isn’t Covered?

Are you Covered for Boiler & Machinery/Equipment Breakdown Losses?

Have you ever wondered what Boiler & Machinery coverage is? Does your district need this coverage? Here are some examples of losses that would usually be covered under this often-misunderstood coverage.

Posted in Coverage, Loss Prevention | Also tagged , , , Comments Off on Are you Covered for Boiler & Machinery/Equipment Breakdown Losses?