Author Archives: Metta Spaeth

Ask the Experts: Hail Coverage

By Metta Spaeth | Published July 10, 2018

As we all know, hail in Colorado can cause a huge amount of damage. The damage and repairs from hail storms can lead to lost business and service interruptions. In the past five years, we have paid out more than $6 million for losses caused by hail, which includes over $1 million each in 2016 and 2017.

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Ask the Experts: Flood coverage

By Metta Spaeth | Published March 28, 2018

Unlike outside flood programs, ours is automatic for all scheduled property. We cover your assets for up to $2,000,000. For some, this limit may cover the repair of their facilities.

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Ask the Experts: Underground Property

By Metta Spaeth | Published July 17, 2017

While we specifically exclude coverage for underground property, there is an exception for underground property that is specifically scheduled and properly valued. Storage tanks, wells, and pipes are often overlooked when updating scheduled property.

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Ask the Experts: Business Interruption Coverage

By Metta Spaeth | Published July 1, 2016

Insurance topics can be confusing, so we’re here to help you make sense of your coverage options. In this addition of Ask the Experts, we cover two topics: Business Interruption Coverage and the Sanitation Maintenance Warranty.

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