Category Archives: Liability

Meet Your Team: Terri Wester – Liability Claims Supervisor

Meet Your New Claims Adjuster

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The Crossing of Policy and Medicine

With the opioid epidemic raging, the life-saving drug Narcan has become a key issue for many districts.

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What are Sovereign Citizens?

Sovereign citizens can create a number of issues for local governments. Find out more about them here.

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Organizational Strategic Decision Making

Read up on details about our forthcoming seminar on enterprise risk management and learn about utilizing your entire organization to be on the lookout for potential risks.

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Ask the Experts: Third-Party Claims

The experts answer questions about statutes of limitations for third-party claims. Find out how to handle third-party incidents in your district.

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Ask the Experts: What is Business Income coverage?

The CSD Pool includes up to $250,000 for Business Income including Extra Expense/Rental Income for a covered loss. Business Income will pay for net profit or net income that would usually be earned by normal operations had there not been a loss, including payroll.

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Ask the Experts: Subrogation

Subrogation refers to the act of substituting one thing for another. In the case of a covered loss, it means substituting one person (a third party found to be at fault) for another person (the original covered party).

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Putting Auto Claims into Perspective

Smartphone cameras now boast megapixels, units of image resolution, comparable to actual digital cameras, giving consumers the ability to capture images with surprising clarity. There are many instances where a handy camera can prove invaluable, and a car accident is one of them.

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2018 Property and Liability Renewal Details

This year the Pool is able to offer rates changes between a 2% decrease and 3% increase, based on the claim performance of each entity type.

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Ask the Experts: TULIP Coverage

While the district doesn’t need special coverage for such events, the event organizer may be well-advised to obtain it. Summer is filled with endless activities such as festivals, and outside organizers often host these exciting events at district facilities. This can be a huge headache for the district if someone is injured or if there is damage to property.

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