Category Archives: Workers’ Compensation

Sit-Stand Desks and Employee Health

Find out the basics on sit-stand desks and how they can help employee health and safety outcomes.

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Ask the Experts: Independent Contractors

CSD Pool’s expert, Lei Shi, answers how independent contractors are covered under our Workers’ Compensation coverage.

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Nurse Triage Program Improving Workers’ Compensation Costs

Our new Nurse Triage program will allow your injured employees to call in and speak to a nurse at the time of injury and determine whether they need to go to a healthcare provider or can care for the injury themselves.

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Ask the Experts: Reporting Payroll for WC Coverage

It is very important that you be as accurate as possible. As you may know, workers’ compensation contributions are based on the job duties and payroll of those covered.

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Ask the Experts: Notice of Occurrence

A notice of occurrence simply means notifying your insurance company of an incident, which can help your organization in several ways: preventing further damage to its property as well as paying fewer out-of-pocket costs.

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Ask the Experts: What are ‘incident rates’ and how are they calculated?

You may not be familiar with the concept of an incident rate because, unlike most employers, special districts are not required to report workplace injuries and fatalities to OSHA. The incident rate is a benchmark created by OSHA to illustrate the number of injuries reported by a given employer.

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Are you Traveling Bare? UPDATED

There are many reasons why a special district might send employees abroad or out of state on business. It is important that members notify the Pool of the travel prior to making the arrangements. Many districts are not aware that employees traveling on district business internationally may not be covered for workers’ compensation if the destination is on Pool’s insurance carrier’s restricted list.

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Board Member Coverage 101

Workers’ Compensation laws require that you carry coverage for your board members, but there are caveats that most people are not aware of.

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Board Activities Covered Under Workers’ Compensation

The CSD Pool covers almost 4,000 board members as part of its Workers’ Compensation program, and issues approximately 385 Board Member Only Workers’ Compensation Coverage Documents annually. It is important that board members only perform the administrative duties assigned to their class code. If your board members are performing other job duties, you must notify the Pool immediately.

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The ‘Going and Coming’ Rule

For employees who have a fixed place of employment, injuries that may occur in their normal driving to and from work are generally held not to be compensable because such travel is not considered an activity that arises from employment. This is often referred to as the “going and coming rule.”

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